A simple financial plan creates peace of mind. Focus on your real ability rather than comparing with others.
Separate essential and optional costs
List the package, documents, airport transport, personal supplies and home commitments. Then set a limit for gifts, shopping and optional spending.
Prepare more than one payment method
Carry reasonable cash and a suitable alternative. Store money in separate places, monitor transactions and never share security codes. Check charges and access with your provider.
Budget plan
- Package cost and payment schedule
- Realistic daily allowance
- Separate emergency fund
- Household budget while away
